BEYOND IMAGINATION CREATIVES PTE LTD
UPDATE AS AT 01 July 2021

Privacy Policy

1. Overview Your Personal Data Privacy Policy is important to us and Beyond Imagination Creatives Pte Ltd is dedicated to protecting your personal data and to avoid unauthorised access. This Personal Data Protection Policy (“the Policy”) helps you understand how we collect, use and disclose the personal data you have given to us. This Personal Data Privacy Policy sets out the collection, use and disclosure of your Personal Data. “Personal Data” means any data or information, about an individual who can be identified either (a) from that data; or (b) from that data and other information to which Beyond Imagination Creatives Pte Ltd is likely to have access to. Personal Data excludes Business Contact Information which means an individual’s name, position name or title, business telephone number, business address, business electronic mail address or business fax number and any other similar information about the individual, not provided by the individual solely for his personal purposes.

2. Purpose of Collection of Personal Data Such personal data will be collected, used, disclosed and/or processed for purpose(s) such as: a. providing product advise specific to the content on our website; b. keeping you informed of new products which may be relevant to you; c. compliance monitoring and audit reviews; due diligence checks; and d. compliance with any applicable laws and regulations. Third-party personal data (such as spouse, children and parents) provided by you for the purpose of but not limited to, the fact find process or naming as beneficiaries / life assureds in any policy application, is deemed that you have obtained consent from the third party.

3. When do we Collect your Personal Data? a. When you provide Personal Data by filling in online forms when applying for our services or feedback, asking queries, requests and other submissions; b. If and when you contact us (i.e. telephone calls, online chat programmes, social media, and emails), we may keep a record of that correspondence; c. Details of your visits to us and other websites, programmes and apps used by us including, but not limited to, cookies, location data, weblogs and other communication data, that you access; d. When you fill up online and hardcopy job application forms to apply for a job at Beyond Imagination Creatives Pte Ltd; e. If you enter into any contract with us or purchase any products/services from us; f. If you participate in any exhibition, event or workshop organised by us or where we are participants;

4. Disclosure of Personal Data. We will take reasonable steps to protect your Personal Data against unauthorised disclosure. Subject to the provisions of any applicable law, your Personal Data may be disclosed. to the following groups (not an exhaustive list): a. Our financial adviser representatives; b. our business partners, the insurers; c. to third party service providers we may engage to provide services such as marketing and research, telemarketing, printing, mail distribution, information technology and disaster recovery; d. regulators or law enforcement agencies to comply with applicable laws or regulation or upon their valid request. e. Marketing/ Optional Purposes

5. Consent for Collection and use of your Personal Data You consent to the collection, use and disclosure of your Personal Data for the above mentioned purposes and agree to be bound by the obligations it imposes on you, when you accept this Privacy Policy. You accept this Privacy Policy when you continue to browse on our website or continuing to engage with us.

6. Use of Cookies A “cookie” is a small piece of information that is placed on your computer when you visit certain websites. Cookies are used by the computer to remember your browsing preference, keep track of your interaction with the website and collecting data for access analytics purposes.

7. Protection of your Personal Data Your Personal Data are protected from unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks by having reasonable safeguards in place that are appropriate to the sensitivity of the data.

8. Access and Correction of Personal Data Please contact us should you wish to have access to or seek to update, correct or withdraw the consent to collect and use your Personal Data. Your email should identify yourself and state which Personal Data and information about its use and/or disclosure is requested.

9. Change of Policy We may revise and update the Policy to consider changes in our business and/or any changes in legal or regulatory requirements.

10. Further Information If you are concerned about the handling of your Personal Data, or if you have any complaints or queries related to your Personal Data or our Privacy Policy, please contact us at beyondimaginationcreatives@gmail.com

We reserve the right to change this Policy without notice.